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Take a Moment with NCU Alumni Dr. Frank Acosta Jr., PhD-BA, Class of 2019

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Previous education and degrees earned: Bachelor’s and Master’s

My previous degrees were a BA in Political Science/Public Administration from the University of Texas at San Antonio, followed by a Master of Business Administration from Webster University. I also completed various military schools while serving in the U.S. Army.

Why did you choose to go back to school and pursue your doctorate degree?

I love doing research and discovering new knowledge. I hope it helps me become the best financial advisor that I can be. I feel the more I know about the world of finance and financial planning, the more effective I can be in helping my clients achieve their goals.

What made you choose to pursue your degree at Northcentral University?

I checked several universities to pursue my PhD online. I chose Northcentral University because of the rigor and academic challenge I would receive in pursuing my degree. I needed the flexibility that I knew I couldn’t receive at a brick-and-mortar school.

Who is your biggest source of inspiration and why?

My biggest source of inspiration was my family and friends who encouraged me to keep moving forward and never quit.

If you had to give one piece of advice to someone just starting on their doctorate degree, what would you tell them?

My strongest advice would be to read the assignments, study hard, check in with your professor and/or dissertation chairperson once a week, always keep striving, be persistent, and never, ever quit.

What’s next in your journey?

I want to begin the process of giving lectures/presentations at professional conferences about my dissertation topic: “Commitment-Trust Theory in the Financial Industry: A Quantitative Study.” Then I would like to write books on financial planning, retirement income, financial literacy, and trust within business realms.